There are all kinds of insurance available these days, even my dog has insurance! One type of insurance that I would stongly encourage any engaged/married couple to invest in is protection for their rings.
Lu definitely made a great choice for my engagement ring. The design is unique and beautiful. (It looks like a flower.) I've gotten lots of compliments during these past five months, and I've grown quite attached to it.
Unfortunately, while the ring is dainty and delicate, I am not.
In the last week, between visiting DC, rearranging my condo, and just living life, I broke a few of the prongs in the setting and two smaller diamonds surrounding the center stone fell out. It's not extremely noticeable, but it's a big deal to me.
I was concerned about how much money and time it would take to get it fixed. Luckily, Lu was smart enough to get the ring covered by a great insurance plan that provides two years of coverage for normal wear and tear, as well as lifetime protection for my diamonds. With this plan, I was able to take my ring directly to a jeweler about 30 minutes away from home, and he's rebuilding the setting and putting in new diamonds as I type!
It's actually a good thing that the diamonds fell out because there is one clause for most protection plans: you have to get your ring checked every so often for it to stay insured. For some plans (like mine), I have to get my ring inspected every six months. However, others require you to come in every four months to make sure that the setting is secure. It can be a pain, but the jeweler also cleans the ring while you're waiting to make it sparkle like new.
With planning the wedding and living life, "get ring checked" slipped further and further down my to do list. The jeweler made it clear to me that while many stores are a bit lenient with their policy, slacking on inspections does technically void the insurance protection. Get one salesperson having a bad day, and....
From now on, I'm going to set a reminder in my calendar to get this done!
Lu definitely made a great choice for my engagement ring. The design is unique and beautiful. (It looks like a flower.) I've gotten lots of compliments during these past five months, and I've grown quite attached to it.
Unfortunately, while the ring is dainty and delicate, I am not.
In a few hours, my ring will look just like new again! |
I was concerned about how much money and time it would take to get it fixed. Luckily, Lu was smart enough to get the ring covered by a great insurance plan that provides two years of coverage for normal wear and tear, as well as lifetime protection for my diamonds. With this plan, I was able to take my ring directly to a jeweler about 30 minutes away from home, and he's rebuilding the setting and putting in new diamonds as I type!
It's actually a good thing that the diamonds fell out because there is one clause for most protection plans: you have to get your ring checked every so often for it to stay insured. For some plans (like mine), I have to get my ring inspected every six months. However, others require you to come in every four months to make sure that the setting is secure. It can be a pain, but the jeweler also cleans the ring while you're waiting to make it sparkle like new.
With planning the wedding and living life, "get ring checked" slipped further and further down my to do list. The jeweler made it clear to me that while many stores are a bit lenient with their policy, slacking on inspections does technically void the insurance protection. Get one salesperson having a bad day, and....
From now on, I'm going to set a reminder in my calendar to get this done!
Great idea!